How It Works

No Credit Check – Applying won’t affect your credit score. “Good credit? Bad credit? We don’t care.”

Only $10 to Start – Once your order is received you will be contacted by your local store to pay the initial amount.

Free Delivery and Install – Delivery and basic install are always included. You will be contacted by your local store to schedule delivery.

Lowest Total Cost – We are dedicated to providing quality products at the lowest total cost of ownership.

Own It faster – We don’t make you pay forever like the other guys. Every product pays off in 12 months or less.

Early Payoff Options – We offer two early payoff options on every lease to own agreement. Payoff in 4 months (120 days) and save 25%. Payoff in 7 months (210 days) and save 15%. It’s your choice.

How it works

Bruce’s is committed to offering lease-to-own home furnishings for the lowest total price. We love our customers and will strive to get to know and establish long-term relationships with each and every one. We aim to have the best customer service.

Bruce’s program is different from all other Lease to Own and Rent to Own programs. We don’t penalize you for paying late like other places. We reward our customers with a discount for making payments on time or early.

With our CHOOSE AS YOU GO PLAN everything is on a 12-month lease. We offer 2 early buyout options. If you choose you can buyout the lease in 4 months to save 25% or 7 months to save 15%.