Important Details

The advertised transaction is a lease-purchase agreement. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your Express/Early Purchase Options (“EPO”). Ownership is optional.

To exercise your Express/Early Purchase Options you must contact the store directly. These options are not available through the online payment process.

This merchandise has a 4 month initial lease period. Bruce's does NOT lease products that are needed for less than 4 months.

"Only $10 To Start" offer does not reduce the total cost of ownership. Payments will begin on date and in amount stated in the lease-purchase agreement.

How it works

Bruce’s is committed to offering lease-to-own home furnishings for the lowest total price. We love our customers and will strive to get to know and establish long-term relationships with each and every one. We aim to have the best customer service.

Bruce’s program is different from all other Lease to Own and Rent to Own programs. We don’t penalize you for paying late like other places. We reward our customers with a discount for making payments on time or early.

With our CHOOSE AS YOU GO PLAN everything is on a 12-month lease. We offer 2 early buyout options. If you choose you can buyout the lease in 4 months to save 25% or 7 months to save 15%.